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All-inclusive cover

When a small business like yours suffers a fire, flood or theft, you might wish to consider more than just buildings and contents insurance. Business interruption insurance could also help cover your loss of income and keep the cash flowing if you had to temporarily shut your doors to the public – giving you the breathing space to get back on your feet while repairs are made. Similarly if a customer or supplier is injured on your premises and they sue you for damages, it pays to be protected in advance. Public liability insurance can protect you against large compensation pay-outs, as well as any legal fees required to defend a claim in court. When you own a café or restaurant, a broken fridge, freezer or oven could have fairly major consequences, so you may also wish to insure these too. Equally perishable stock could become unfit for use, leaving you unable to trade. Thankfully our panel of insurers can provide protection for all these scenarios and more with comprehensive café and restaurant insurance packages, arranged through Small Business Direct.

All-inclusive cover

When a small business like yours suffers a fire, flood or theft, you might wish to consider more than just buildings and contents insurance.

Business interruption insurance could also help cover your loss of income and keep the cash flowing if you had to temporarily shut your doors to the public – giving you the breathing space to get back on your feet while repairs are made. Similarly if a customer or supplier is injured on your premises and they sue you for damages, it pays to be protected in advance. Public liability insurance can protect you against large compensation pay-outs, as well as any legal fees required to defend a claim in court. When you own a café or restaurant, a broken fridge, freezer or oven could have fairly major consequences, so you may also wish to insure these too. Equally perishable stock could become unfit for use, leaving you unable to trade. Thankfully our panel of insurers can provide protection for all these scenarios and more with comprehensive café and restaurant insurance packages, arranged through Small Business Direct.

Key covers

Accidents can happen in restaurants and cafes whether it’s a slippery floor without a sign or a flying glass. Public liability insurance could cover these scenarios and comes included as standard. Employers liability insurance is also included as standard if you employ staff. We arrange a wide variety of insurance covers for pub and restaurant owners, offering comprehensive and flexible choices:

Key covers

Accidents can happen in restaurants and cafes whether it’s a slippery floor without a sign or a flying glass.

Public liability insurance could cover these scenarios and comes included as standard. Employers liability insurance is also included as standard if you employ staff. We arrange a wide variety of insurance covers for pub and restaurant owners, offering comprehensive and flexible choices:

Restaurants & cafes

Search our UK insurers for fast quotes that take care of all your insurance essentials, including malicious damage, deterioration of stock, staff injuries and lost cash. Our panel of experts have developed simple, comprehensive cover packages designed with many types of high street restaurants or cafes in mind.

Compare quotes!

Restaurants & cafes

Search our UK insurers for fast quotes that take care of all your insurance essentials, including malicious damage, deterioration of stock, staff injuries and lost cash.

Our panel of experts have developed simple, comprehensive cover packages designed with many types of high street restaurants or cafes in mind.

Compare quotes!

FAQs

What is public & products liability insurance?

It’s designed to cover damage caused to third parties, such as injury caused to a member of the public or damage caused to a customer’s property.

What is employee theft insurance?

Employee theft insurance (or fidelity guarantee insurance) is designed to compensate your business if an employee commits an act of fraud, theft or dishonesty in the course of their employment.

View all FAQs

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