0800 276 1197

What cover do I need?

It’s likely you’ll want to consider a broad range of measures to safeguard your business from expensive mishaps, pitfalls or random occurrences. It’s just the nature of the trade you’re in. The advantage of a package that provides comprehensive cover is that it can act as a vital safety net for managers of pubs, cafes and restaurants because you have all your covers in one place, so you don’t have to worry.


Our policies offer protection for your building, contents, stock, staff and those times when you can’t open to the public. If, for example, an insured incident meant you had to close, our insurers pay out for lost income, not just the cost of repairs. You can also be reimbursed for your goods or cash that you lose in transit, and from theft carried out either by staff or third parties.

What cover do I need?

It’s likely you’ll want to consider a broad range of measures to safeguard your business from expensive mishaps, pitfalls or random occurrences.

It’s just the nature of the trade you’re in. The advantage of a package that provides comprehensive cover is that it can act as a vital safety net for managers of pubs, cafes and restaurants because you have all your covers in one place, so you don’t have to worry.

Our policies offer protection for your building, contents, stock, staff and those times when you can’t open to the public. If, for example, an insured incident meant you had to close, our insurers pay out for lost income, not just the cost of repairs. You can also be reimbursed for your goods or cash that you lose in transit, and from theft carried out either by staff or third parties.

Restaurants’ & cafes’ insurance

Search our UK insurers for fast quotes that take care of all your insurance essentials, including malicious damage, deterioration of stock, staff injuries and lost cash. Our panel of experts have developed simple, comprehensive cover packages designed with many types of high street restaurants or cafes in mind.

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Fast-food & takeaway outlets’ insurance

Working late at night or during busy periods can increase certain risks to you, the public, your staff and your business. Without insurance, an accident or incident could be costly, while malicious damage could mean an expensive re-fit of your shop front or signage. That’s why a comprehensive cover package that takes account of all common aspects of running a fast food outlet or takeaway can give you protection and peace of mind.

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Pubs’ & bars’ insurance

While there are risks involved in running a pub, bar or nightclub such as theft and accidental or malicious damage, having the right insurance products can limit the financial impact on your business if something goes awry. Compare quotes today from our panel of insurers to find cover that’s right for your business and your budget.

Learn more Compare quotes!

Can't see your business?

We can provide quotes for thousands of small businesses; if you can’t find your business type, search here to get an online quote today.

What do you do?

To discuss this product, please contact us on 0800 276 1197.

Key covers

In lively working environments like yours, there is naturally an increased risk of injuries to the public and staff that could result in a claim against you. Thanks to Public Liability Insurance and Employers’ Liability Insurance you’re covered for legal fees and the costs of any compensation that you could owe. We arrange a wide variety of pub and restaurant insurance covers for business owners, offering comprehensive and flexible choices:

Key covers

In lively working environments like yours, there is naturally an increased risk of injuries to the public and staff that could result in a claim against you.

Thanks to Public Liability Insurance and Employers’ Liability Insurance you’re covered for legal fees and the costs of any compensation that you could owe. We arrange a wide variety of pub and restaurant insurance covers for business owners, offering comprehensive and flexible choices:

FAQs

What is stock insurance?

It’s designed to compensate you in the event of loss, damage or theft. You can also add goods in transit cover to your policy, which is designed to cover your stock whilst being transported.

What is deterioration of stock insurance?

Deterioration of stock insurance (or frozen food insurance) is designed to compensate your business in the event of damage to stock following breakdown of refrigeration equipment.

View all FAQs

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