If you own your pub or restaurant, you may wish to think about protecting it from structural damage. Adding buildings insurance is straightforward and includes cover for malicious damage. Find a level of cover to suit your small business by starting your search today.
Buildings insurance can cover the structural integrity of your pub, restaurant, cafe or fast food outlet. This can include your fixtures and fittings, curtains and blinds, skirting boards, carpets and plumbed-in elements. Buildings insurance, arranged through Small Business Direct, can cover you for rebuilding costs, plus any fees if you were to suffer an incident such as a fire or flood. Similarly, if a problem was found to lie in your electrical cables, underground pipes, drains or utilities, you’re usually covered here too.
With Small Business Direct, you can add buildings insurance as an optional cover within your main policy. As you complete your online quote, we build a picture of the cover you need and give you the option to tailor your cover further. We include malicious damage insurance as standard which can cover damage caused by acts of vandalism either inside or outside of the building. While fire, flood, structural damage from storms and malicious damage is rare it can sometimes happen. So if you own your own premises, this insurance could be worth considering. It can cover the cost of putting things right, and is there just in case.