0800 276 1197

Safe as houses

As a property owner looking for residential landlord insurance, it pays to have the backing of a trusted insurer. Our panel of experts insurers provide residential landlords with policy packages that are straightforward, wide ranging and flexible enough to match most circumstances.


Every day we help protect small businesses like yours from the types of sudden, unexpected and often eye-watering costs that landlords can occasionally be exposed to during the life of a tenancy. Whether it’s carrying out structural repairs following a flood or fire, covering lost rent or dealing with legal disputes, it’s best not to have to face these alone and unprotected.

Safe as houses

As a property owner looking for residential landlord insurance, it pays to have the backing of a trusted insurer.

Our panel of experts insurers provide residential landlords with policy packages that are straightforward, wide ranging and flexible enough to match most circumstances.

Every day we help protect small businesses like yours from the types of sudden, unexpected and often eye-watering costs that landlords can occasionally be exposed to during the life of a tenancy. Whether it’s carrying out structural repairs following a flood or fire, covering lost rent or dealing with legal disputes, it’s best not to have to face these alone and unprotected.

Block of flats insurance

business premises insurance illustration of large commercial building

Whether you’ve converted a house or acquired a block of flats that have been purpose built, you can compare competitive quotes at Small Business Direct. Protect your investment from risks that could stop your business in its tracks such as fire, flood and subsidence. We can also arrange insurance for replacement locks, accidental damage, employers’ liability and more.

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Personal investor landlord insurance

personal investment landlord insurance illustration of person inserting money into piggy bank

When you rent your property to tenants as a source of income or as a buy to let, standard home insurance is not sufficient to cover your responsibilities as a landlord. You’re effectively running a small business, so you need insurance that reflects this; and while you’re not legally required to have landlord insurance, it’s a good idea to equip yourself with the right protections should a problem or emergency occur. With Small Business Direct you’re able to quickly find the right cover without the hassle of shopping around.

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Residential portfolio insurance

business portfolio landlord insurance illustration of two shaking hands

If you specialise in renting out properties, with a portfolio of houses or flats, you need a policy with a level of cover that suits both your small business and the value of your assets. Insurance arranged through us protects you from many types of risks such as your buildings and contents to loss of rent following a storm or flood. When you’re running a small business, sometimes the unexpected can have a significant impact on your finances. By preparing for potential pitfalls, landlord insurance allows you to maintain control of your expenditure and plan ahead with confidence.

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What do you do?

To discuss this product, please contact us on 0800 276 1197.

Key covers

As a responsible landlord, there are some covers you might want to have, like Property Owner’s Liability Insurance, Buildings & Contents Insurance and Employer’s Liability Insurance (if you directly employ a handyman, say). You might also consider Loss of Rent Insurance, replacement locks and keys, alternative accommodation and cover for landscaping, pipes and cables. All of these safeguards are available in one easy to build policy, and often insurers can cover multiple properties, with many offering 24 hour helplines and legal advice.

Key covers

As a responsible landlord, there are some covers you might want to have, like Property Owner’s Liability Insurance, Buildings & Contents Insurance and Employer’s Liability Insurance (if you directly employ a handyman, say).

You might also consider Loss of Rent Insurance, replacement locks and keys, alternative accommodation and cover for landscaping, pipes and cables. All of these safeguards are available in one easy to build policy, and often insurers can cover multiple properties, with many offering 24 hour helplines and legal advice.