0800 276 1197

Insurance for shops

Some cover you’ll be required to have by law, such as cover for employers’ liability insurance, but optional, specialist cover types will vary from shop to shop. It depends on the trade you’re in, the things you sell, your stock levels and the number of people coming through the door.


At Small Business Direct we appreciate this. We’re a small business too, and understand that no two shops are the same. What suits a greengrocer is not necessarily going to be right for a hairdresser.

Insurance for shops

Some cover you’ll be required to have by law, such as cover for employers’ liability insurance, but optional, specialist cover types will vary from shop to shop.

It depends on the trade you’re in, the things you sell, your stock levels and the number of people coming through the door.

At Small Business Direct we appreciate this. We’re a small business too, and understand that no two shops are the same. What suits a greengrocer is not necessarily going to be right for a hairdresser.

Hair & beauty salon insurance

Search our leading UK insurers for fast quotes that cover all your insurance essentials, such as public liability insurance. You can include cover for treatment risks, damage to contents and theft of stock. It’s insurance, but with the freedom to chop and change.

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Newsagent & tobacconist insurance

Compare covers made with you in mind. Our shop-friendly quotes offer comprehensive protection for signage and broken glass as well as cash, stock and personal injury. Simply compare your quotes and make your choice. By price or by cover range, it’s up to you.

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Homeware & furniture shop insurance

Shops like yours that showcase high value goods face unique risks. An accident or incident involving a member of the public could be costly on more than one count. That’s why a comprehensive cover package that considers all aspects of running a shop is your best bet for protection and peace of mind.

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Print & camera shop insurance

Your specialist printing and production equipment is essential, so the last thing you want is a sudden, costly repair bill or to suffer lost income as a result of shutting your shop. Small business insurance gives you peace of mind, knowing you’re covered if something goes wrong.

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Carpet & flooring shop insurance

Protecting your carpet or flooring business is paramount. You’ve laid the groundwork for success, so something out the ordinary could see you back at square one. With shop insurance, you can manage your risk and protect your equipment, stock and premises easily and quickly.

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Specialist food shop insurance

When you arrange cover through Small Business Direct, you can tailor selected quotes for the many types of risk you face by filtering out the ones that don’t fit, and only comparing prices on those that do. Getting a quote online is easy and you could have a policy set up in minutes.

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Chemists’ & pharmacists’ insurance

We help you take care of the big and the small, from contents, stock and specialist equipment to fixtures, fittings, cash, goods in transit and business interruption. With all of our policies, it’s easy to add extras that suit your shop, keeping you in control.

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Hardware & DIY shop insurance

If you own a hardware shop carrying a range of stock, with members of the public visiting every day, you face a number of risks. Compare prices using our shop insurance comparison service and choose an insurance package tailored to your business from a panel of major insurers.

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Off licence insurance

Compare covers made with you in mind. Our shop-friendly quotes offer comprehensive protection, from public and employers’ liability to cash, stock and personal accident. Simply review your quotes. By price or by cover range, the choice is yours.

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Can't see your business?

We can provide quotes for thousands of small businesses; if you can’t find your business type, search here to get an online quote today.

What do you do?

To discuss this product, please contact us on 0800 276 1197.

Key covers

To help you work out which small business insurance products you might need, we ask you to enter a few details and then search and compare our panel of leading UK insurers for you.

Key covers

To help you work out which small business insurance products you might need, we ask you to enter a few details and then search and compare our panel of leading UK insurers for you.

FAQs

I can’t find my business type on the site

If you can’t find your business type on the homepage, try using the menus or search box to find your specific trade. Still stuck? Don’t worry, our friendly team are on hand to help – give us a call on 0800 276 1197 and we’ll talk you through it or use the form on our contact us page.

How do I retrieve a quote?

If you’ve previously obtained an insurance quote on the Small Business Direct website, you can retrieve it by selecting the relevant product from the ‘Retrieve quote’ menu at the top of the screen.

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