Business interruption insurance covers you if an insured incident such as a fire damages your bar or restaurant and you’re unable to open to the public. It can pay out for lost income, leaving you to get back to business as soon as possible.
As the owner of a pub, restaurant, bar or café, you’d feel the pinch more than most if you suddenly couldn’t open your doors. It’s not like you can serve food and drink online. As well as the damage done to your building, an incident that stops you trading can also take a toll on your profits, reputation and turnover. Lost punters, lost time, damaged equipment and increasing repair bills would impact most large businesses, let alone small ones.
With business interruption insurance a burst pipe or damage from a storm, for example, doesn’t have to mean the end of the world. Most policies provided by us include cover for subsidence, failure of public utilities such as gas, electricity and water. And can even cover you in the event that your local authority has to shut your premises.
Business interruption insurance is there to help you get back on your feet so you can get trading as usual, with repair costs met and compensation provided if appropriate. Add it to your main policy today for greater peace of mind. Policies are simple to access and easy to set up, with flexible cover options designed to match how you work, and the size of your business. We’ll help you quickly compare prices and cover levels from our top UK insurers. With easy to understand, tailored options that you can roll into one policy.