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Home comfort

Shops of all shapes and sizes face risk on a daily basis and homeware and furniture shops are no different. As a shop owner with responsibilities to your customers, it’s good to prepare in case someone has an injury or fall that leads to a compensation claim.. You might also consider the effects of a fire or flood on your expensive displays, gadgets and furniture. At Small Business Direct we can help safeguard your contents, premises and stock in the event of damage or interruptions to your opening times – and much more besides. We partner with some of the UK’s leading insurers to deliver simple and easy-to-understand homeware & furniture shop insurance that’s made for shops of all types.

Home comfort

Shops of all shapes and sizes face risk on a daily basis and homeware and furniture shops are no different.

As a shop owner with responsibilities to your customers, it’s good to prepare in case someone has an injury or fall that leads to a compensation claim.. You might also consider the effects of a fire or flood on your expensive displays, gadgets and furniture. At Small Business Direct we can help safeguard your contents, premises and stock in the event of damage or interruptions to your opening times – and much more besides. We partner with some of the UK’s leading insurers to deliver simple and easy-to-understand homeware & furniture shop insurance that’s made for shops of all types.

Key covers

We arrange public and products liability Insurance from £2m to £5m which covers you if a member of the public decides to seek compensation following a trip or fall, for example. We can also help protect your building and contents as well as theft or damage to stock. Discover more about the different covers you might want; or go straight to an online quote from our trusted UK insurers.

Key covers

We arrange public and products liability Insurance from £2m to £5m which covers you if a member of the public decides to seek compensation following a trip or fall, for example.

We can also help protect your building and contents as well as theft or damage to stock. Discover more about the different covers you might want; or go straight to an online quote from our trusted UK insurers.

Bedding shop & showroom insurance

Bedroom stores typically don’t churn stock quickly, but the big items you do display (including the decorative extras) would be expensive to replace if they were damaged. There’s also the possibility that a member of staff or a customer suffers an injury or damage to their property. If either party were to seek damages you could be looking at a hefty bill. We help small business customers like you find insurance policies that protect your premises, equipment (including options on computer equipment), fixed glass and floor space from damage caused by flood, fire or other unfortunate event.

Compare quotes!

Bedding shop & showroom insurance

Bedroom stores typically don’t churn stock quickly, but the big items you do display (including the decorative extras) would be expensive to replace if they were damaged.

There’s also the possibility that a member of staff or a customer suffers an injury or damage to their property. If either party were to seek damages you could be looking at a hefty bill. We help small business customers like you find insurance policies that protect your premises, equipment (including options on computer equipment), fixed glass and floor space from damage caused by flood, fire or other unfortunate event.

Compare quotes!

Lighting shop insurance

If you have high value, breakable items on display, it’s important to have financial cover in the event of an accident, theft, fire or flood. A customer injury or damaged stock could lead to a financial headache if you’re working to tight margins without insurance. To prevent broken glass breaking the bank, try our fast comparison service for shop owners. We arrange essential and optional covers to suit almost any situation.

Compare quotes!

Lighting shop insurance

If you have high value, breakable items on display, it’s important to have financial cover in the event of an accident, theft, fire or flood.

A customer injury or damaged stock could lead to a financial headache if you’re working to tight margins without insurance. To prevent broken glass breaking the bank, try our fast comparison service for shop owners. We arrange essential and optional covers to suit almost any situation.

Compare quotes!

Household & homeware shop insurance

If you run a store selling household goods and gadgets; it’s a good idea to have small business protection that protects your stock. You can also choose products liability insurance which can cover you if a product sold by your business causes damage or injury to a third party. At Small Business Direct we have over 30 years’ experience helping shops and retailers arrange cover of all types; such as business interruption, employers’ liability, loss of money and cover for goods in transit.

Compare quotes!

Household & homeware shop insurance

If you run a store selling household goods and gadgets; it’s a good idea to have small business protection that protects your stock.

You can also choose products liability insurance which can cover you if a product sold by your business causes damage or injury to a third party. At Small Business Direct we have over 30 years’ experience helping shops and retailers arrange cover of all types; such as business interruption, employers’ liability, loss of money and cover for goods in transit.

Compare quotes!

Furniture, dining & kitchenware shop insurance

From contemporary to classic, kitchens and furniture always sell well. Typically the visiting public spend longer than average times in stores like yours; so you might wish to consider the unique risks you face as a small business owner. You’ll also want to protect your expensive display items, stock and computer equipment as well as the impact of selling faulty products to your customers. We can also assist you with business interruption which pays out for lost income and repair expenses, if necessary. We can also arrange employers’ liability insurance, employee theft, goods in transit and loss of money insurance. To see everything available that suits your small business, start a quote today.

Compare quotes!

Furniture, dining & kitchenware shop insurance

From contemporary to classic, kitchens and furniture always sell well.

Typically the visiting public spend longer than average times in stores like yours; so you might wish to consider the unique risks you face as a small business owner. You’ll also want to protect your expensive display items, stock and computer equipment as well as the impact of selling faulty products to your customers. We can also assist you with business interruption which pays out for lost income and repair expenses, if necessary. We can also arrange employers’ liability insurance, employee theft, goods in transit and loss of money insurance. To see everything available that suits your small business, start a quote today.

Compare quotes!

FAQs

What is personal accident (assault) insurance?

It’s designed to provide compensation in the event that either you or your staff suffer injuries as a result of a robbery or break in.

What is glass & shop-front insurance?

It’s designed to cover the cost of replacing your glass and signage as a result of malicious or accidental damage, such as damage caused by a storm or a break-in.

View all FAQs

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