
Pubs & bars
Running a pub, club or bar can be great fun but it's also a big responsibility. That's why it could be a good idea to have specialist, tailored insurance that can stand up to the unique demands of your small business.
Our insurers can protect your licensed business premises from a variety of risks, to help your pub stay financially solvent, should you suffer an insured incident. As a professional publican, the last thing you need is damage to your pub, lost stock or theft from your bar, but at least if you’re protected you can get back on your feet quickly. We can provide pub and bar insurance for all sorts of eventualities from claims following an incident with your staff or the public, to business interruption, lost cash, theft and damage to your contents. Many of our covers are optional and can be added as you see fit for extra peace of mind – and so you only pay for what you need. Pub stock is valuable and an attractive target for criminals, so you may need protection from theft, as well as damage. You might also consider the benefits of financial protection should you ever lose your licence to sell alcohol. Not having the right insurance for your business could be a false economy. Without the right protection in place you could be looking at paying exorbitant costs should an incident occur.
Accidents can happen in pubs and bars whether it’s accidental damage or a member of the public slipping over. Public liability insurance could cover these scenarios and comes included as standard. You may also require employers’ liability and it include as standard if you employ staff. We arrange a wide variety of insurance covers for pub and bar owners.
While there are risks involved in running a pub, bar or nightclub such as theft and accidental or malicious damage, having the right insurance products can limit the financial impact on your business if something goes awry. Compare quotes today from our panel of insurers to find cover that’s right for your business and your budget.
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