You can add Accidental damage insurance to landlords’ contents insurance. It covers repair or replacement costs if certain items suffer damage due to an insured accident.
If your tenants accidentally damage your property or the contents it’s useful to have accidental damage cover in place. A stain on the carpet or burn on the sofa will usually fall outside the cover provided by standard contents insurance, so this useful add on gives you an extra layer of protection.
Accidental damage insurance can provide protection against insured incidents such as spillages, breakages and other genuine accidents. It is a simple extension to your contents insurance and adds an extra layer of protection to your landlord insurance policy.