Home emergency insurance is an optional cover that you can add to your main landlord policy to help protect your property and tenants against broken water pipes, gas leaks and faulty locks.
Home emergency insurance aims to compensate you in the event that leaking pipes require investigation or repair. You can also select cover for damage to underground services. Often the cause of a problem is not obvious, so getting to the root cause quickly can help reduce costs. Disruption during these types of investigations is commonplace and can be significant, which is why specialist cover is so useful.
Also included in home emergency insurance is cover for broken or faulty locks and stolen keys. As a landlord, replacing locks and dealing with missing keys can be time consuming and tricky, but all too common. With this covered you save yourself the hassle of having to travel backwards and forwards between properties in person and absorbing the costs of regular repairs.