If you own your shop, you should think about protecting it from structural damage, such as flood or fire. Adding buildings insurance to your policy is straightforward and you can choose a level to suit your small business.
Buildings insurance covers the structural integrity of your shop, your fixtures and fittings, curtains and blinds, skirting board, carpets and plumbed in elements such as toilets and sinks. If something were to go wrong, you would be covered for rebuilding costs, plus any fees. Similarly, if a problem was found to lie in your cables, underground pipes, drains or utilities, you’re usually covered too.
Our search software builds a picture of the cover you need for your building as you complete our online form. With Small Business Direct, you can add buildings insurance as an optional cover within your main policy, up to £5,000,000. While fire and flood and structural damage from storms or even malicious damage is rare it does sometimes happen. So if you own your own shop, this insurance is well worth considering. It covers the cost of putting things right, and is there just in case. You can add it to your main policy easily as you build your online quote.Back