If you run a local store or speciality food shop, being able to stock and sell fresh or frozen food is essential to a successful day’s trade. So it’s a good idea to protect your perishables from a power failure or worse. Deterioration of stock insurance is a simple add-on to your main policy.
Fortunately, if your chiller unit or freezer cabinet suddenly packs up, this cover can pay out for frozen or chilled food waste, and other perishables that have failed.
By having deterioration of stock insurance you’re safeguarding against unforeseen events. Without it, an incident could wipe out the value of all your currently held frozen stock at a stroke. Add this straightforward, shop-specific cover to your main insurance policy.