Tenants’ improvements insurance is handy if you’ve carried out improvements, refurbishments or uplifts to your surgery, including displays, new waiting rooms and partitions. If there was a fire, flood or damage, it could pay to restore the affected areas.
Sprucing up your surgery can do the power of good for staff morale, wellbeing and productivity. But if you rent the space, your landlord’s buildings insurance may not compensate you for any loss. So if your surgery was to suffer unforeseen damage, it could compromise your hard work and investment, leaving you out of pocket.
With tenants’ improvement insurance, you’re protecting your enhancements. Such as air conditioning, partitions, breakout rooms, wiring, kitchen units and lighting from either accidental or malicious damage.