If you own your surgery, you should think about protecting it from structural damage, such as flood or fire. Adding buildings insurance is straightforward and you can choose a level to suit your small business.
Buildings insurance covers the structural integrity of your clinic, your fixtures and fittings, curtains and blinds, skirting board, carpets and plumbed in elements such as toilets and sinks. If something were to go wrong, you would be covered for rebuilding costs, plus any fees. Similarly, if a problem was found to lie in your cables, underground pipes, drains or utilities, you’re usually covered too.
We build a picture of the sort of cover you need for your building as you complete our online form. With Small Business Direct, you can easily add buildings cover as an optional cover within your main policy, providing cover for up to £5million. While fire, flood and structural damage from storms or even malicious
damage is rare it does sometimes happen. So if you own your own surgery, this insurance is well worth considering. It is intended to cover the cost of putting things right, and is there just in case.