If your practice is unexpectedly impacted by a flood or storm damage; it’s unlikely you could shoulder the financial burden. Business interruption insurance protects your income and livelihood should something major happen that means you can’t open your doors to clients or staff.
It doesn’t matter how well you run your surgery or practice, having to close the doors to the public can be costly to your income, turnover and reputation. Lost clients, lost time, damage to equipment and piling repair bills would impact most large businesses, let alone small ones.
With business interruption insurance, a burst pipe or damage from a storm wouldn’t be the end of the world. Most policies can include subsidence risk, failure of public utilities such as gas, electricity and water. It can even cover you in the event that your local authority has to shut your premises. Perhaps because of an infestation or similar.
Business interruption insurance is there to help you get back on your feet and trading as usual. With repair costs met and compensation paid. You can add it to your surgery policy today as you build your quote. Policies are simple to access and easy to set up, with flexible cover options designed to match the way you work.