Employers’ liability insurance protects you financially against compensation claims made by your employees. If one of your staff members suffers an accident at work, you could face legal fees and pay outs. Employers’ liability insurance is a legal requirement for any business with employees. So it pays to be protected.
We include employers’ liability insurance for commercial landlords in your cover package. And if you employ staff, you will require it by law. It comes with protection for both part and full-time staff. Employers’ liability insurance provides cover against claims by employees who have suffered an injury in the course of their employment.
It’s particularly useful if you employ handymen, builders or plumbers to maintain your properties. If someone suffers an injury, or worse, that might mean hefty compensation and legal costs that many small businesses just can’t stretch to.
