If you own your hotel or guesthouse, you may wish to think about protecting it from structural damage, caused by incidents such as a fire or a flood with buildings insurance. Adding this type of insurance is straightforward and can include cover for accidental damage. Find a level of cover to suit your small business by starting your search today.
Buildings insurance can cover the structural integrity of your hotel, guesthouse or B&B. This can include your fixtures and fittings, curtains and blinds, skirting boards, carpets and plumbed-in elements such as toilets and sinks. We can also arrange engineering breakdown cover for items such as lifts, boilers, kitchen appliances, air conditioning systems and glass. If you were to suffer an insured incident, you could be covered for rebuilding costs, plus any fees. Similarly, if a problem was found to lie in your electrical cables, underground pipes, drains or utilities, you’re usually covered here too.
With Small Business Direct, you can add buildings insurance as an optional cover within your main policy. As you complete your online quote, we build a picture of the cover you need and give you the option to tailor your cover further. Such as by adding accidental damage insurance. This can cover damage caused by acts of vandalism either inside or outside of the building. While damage from fire, flood and storms is rare it does sometimes happen. So if you own your own premises, this insurance could be worth considering. It can cover the cost of putting things right. And acts as a safety net just in case something serious happens.
