Employers’ liability insurance for offices protects you financially against any compensation claims that crop up if one of your staff has an accident at work that is the fault of your business. You will require this insurance by law if you employ anyone.
We always include employers’ liability insurance for offices in your cover package, if you employ staff. In some cases, it’s a legal requirement, with protection for many types of workers. Employers’ liability insurance can provide cover against claims by employees who suffer an injury or illness in the course of their employment.
The reasons are quite simple. As a responsible employer, the health and welfare of your staff is in your hands while they’re at work. If someone had an injury, or worse, you could be sued directly or by the person’s family. So that could mean hefty compensation and legal costs that many small businesses just can’t stretch to.
Adding employers’ liability insurance to your office policy with Small Business Direct is quick and simple. So see how much you could save by getting a quote online today.