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Employers’ liability insurance

Protect your business with employers’ liability insurance from Small Business Direct. We give you £10m employers’ liability insurance as standard if you employ staff. So use our online quote tool to compare prices from a panel of UK insurers.

Personnel protection

As tradespeople, your workforce faces a number of risks every day and use of power tools, working at height and lifting heavy materials are part and parcel of working onsite. Employees are a business’s greatest asset and employers’ liability insurance can help to protect you should they sustain an injury in the course of their work for you.

You will require employers’ liability insurance by law if you employ any staff. The law can also apply to some contractors, even if they don’t work directly for your business. Employers’ liability insurance can compensate you should one of your staff suffer an injury or develop an illness during the course of their employment.

Employers’ liability insurance for your business

  • £10m worth of cover included as standard
  • Protection for your business if your employees suffer an injury or develop an illness at work
  • We keep things simple by including employers’ liability insurance in your main insurance package

Personal accident benefit

Personal accident benefit or capital benefits insurance is designed to cover both employees and business owners. This cover is included as standard by some of our providers and can be extended to include higher cover limits if required. And it can provide you with compensation for serious injuries if you are partially or totally unable to continue working as a result.

Not all of our insurers offer this cover as part of a tradesman insurance package. So look out for it when comparing quotes using our online tool.

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Insurers we work with...

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Insurers we work with...

See all our insurers